While many will retire in the city and state where they spent their working years, there are some who will try to juggle a summer home in their primary choice and a winter home to avoid the harsh winters in the northern states. Others will relocate upon retirement to the best spot they can find, where winters are relatively mild and their retirement savings will last the longest.

Yet, many of the best places to retire, in fact, are not sunny and warm. Factors like health care, cost of living, tax regimes, and home care services heavily influence retirement decisions regardless of location.

For more on the best and worst states to retire in, check out our new article on Thursday.

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